If you are thinking about buying a new home or refinancing soon (or even if you are not), it is a good idea to check your credit reports to make sure you won't have any surprises.
You can check each of your credit reports (Equifax, TransUnion, and Experian) FREE each year. You won't get your FICO score for free, but you can check to see if there are any errors and start the process to get them resolved.
This is the link to the official free website developed by the three major credit reporting bureaus - https://www.annualcreditreport.com/cra/index.jsp
You can also obtain your FICO Score for a small fee at www.myfico.com
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